Loan Against Property for personal & business needs.
Leverage your residential, commercial or industrial property — keep ownership, unlock funds. Compare LAP offers from 100+ Banks & NBFCs with expert guidance.
Overview
What is a Loan Against Property?
LAP is a secured loan where you pledge your residential, commercial or industrial property as collateral. Because it's backed by property, lenders may offer higher amounts and longer tenures than many unsecured loans.
You continue to own and use your property while repaying — and Arena Fincorp helps you compare lenders instead of approaching each bank one by one.
Backed by your property.
Based on property value & eligibility.
Repayment aligned to your cash flow.
Use your property as you always do.
Why Arena Fincorp
Why choose us for your Loan Against Property.
Compare 100+ Banks & NBFCs
Explore multiple financing options through one trusted advisory platform.
Higher Loan Opportunities
Access lenders that offer financing based on your property value and eligibility.
Competitive Interest Rates
Compare offers to make informed financial decisions.
Personalized Guidance
Advisors understand your goals before recommending lenders.
Documentation Support
Complete assistance through paperwork and lender coordination.
End-to-End Assistance
From enquiry to disbursal — we're with you every step.
Features
Key features of a Loan Against Property.
*Subject to lender policy and property verification.
Where It Fits
Finance your important goals.
*Subject to lender policy.
Eligibility
LAP eligibility.
Final approval depends on property valuation, legal verification and lender policies.
- Be an Indian citizen
- Own an eligible residential, commercial or industrial property
- Have a stable source of income
- Maintain a satisfactory credit profile
- Meet lender-specific repayment & documentation requirements
Documents
Documents required.
- Aadhaar
- PAN
- Passport
- Driving Licence
- Voter ID
- Aadhaar
- Passport
- Utility Bill
- Salary Slips / ITR
- Bank Statements
- Form 16 / Financial Statements
- Business Registration Docs
- Title Deed
- Sale Deed
- Property Tax Receipts
- Approved Building Plan
- Encumbrance Certificate
*Other documents may be requested by the lender.
How It Works
Apply in five simple steps.
Share Your Requirement
Tell us about your funding need.
Financial & Property Assessment
Experts review eligibility and property.
Compare Multiple Lenders
Evaluate suitable LAP offers.
Property Verification & Docs
Guided legal and technical checks.
Approval & Disbursal
End-to-end support until funding.
Why Compare
More choices. Better decisions.
Rates, loan-to-value ratios, tenures, processing fees and eligibility differ across lenders. Arena Fincorp brings together 100+ Banks & NBFCs on one advisory platform so you choose what best fits your goals.
Compare Loans
Compare Loan Against Property offers side by side.
Pick up to three lenders and compare interest rates and processing fees at a glance. Rates are indicative and subject to lender policy, profile and credit score.
Indicative rates from our lender network. Final rate, fee and eligibility are decided by the lender based on your profile, income and credit score.
Get my best offerSwipe the table sideways to see all selected lenders.
EMI Calculator
Estimate your monthly EMI.
Plan repayments with confidence. See how loan amount, tenure and interest rate impact your monthly EMI before applying.
Why Customers Trust Us
Trusted by individuals & businesses across India.
Testimonials
What our customers say.
“Arena Fincorp helped us understand different lender options and guided us through the entire Loan Against Property process. Their advice made it easier to choose the right financing solution.”
FAQ
Frequently Asked Questions
Explore More
Related products & tools
Compare, choose and secure the right LAP — with expert guidance.
Business growth, education, medical needs or a major goal — Arena Fincorp helps you find financing that fits your journey.